SPECIALTY LENDING SOLUTIONS

For more complex situations, our portfolio loan programs enable us to provide customized financing solutions and ongoing service after a transaction is completed. In fact, most loans are serviced locally. And, as experts in jumbo mortgage lending, we can structure loans that maximize our clients’ cash and investment objectives.

Specialty Lending Solutions

Jumbo and Super Jumbo Portfolio Mortgage Financing

  • Competitive Jumbo and Super Jumbo rates
  • Financing on primary and vacation homes
  • Portfolio adjustable mortgages
  • Quick response times and access to decision makers
  • Consistent, common-sense underwriting

First-Time Homebuyer Programs

  • First-time homebuyer fixed-rate loans
  • Massachusetts Housing Finance Agency loans (MHFA) for first-time homebuyers who meet income guidelines and purchase homes in MHFA designated areas
  • Soft Second Loan Program
    • A low down-payment mortgage for people who meet low- to moderate-income requirements
    • Closing costs and down payment assistance is available through the City of Boston and other participating communities
    • Subsidy for qualified borrowers

Home Equity Lines of Credit

  • No closing cost Home Equity Lines of Credit
  • Adjustable rate based on the Wall Street Journal Prime Rate

Customized Lending Solutions

  • Interest Only Loan Programs – A great wealth management tool for borrowers whose income is commission-based or for those who receive bonus income
    • Borrowers forego paying principal for a set period of time
    • Lower initial monthly payments
  • Collateralized Mortgages – Meet down payment requirements by collateralizing the loan with a stock, a CD or a Boston Private Bank investment account instead of liquidating assets
  • Blanket Loans – Pool real estate assets and obtain one loan collateralized by multiple residential properties
  • Bridge Financing – A short-term financing solution for those who may want to purchase a new home while an existing home is listed for sale


To learn more about our lending solutions, contact one of our Relationship Managers.